Written by: Michael Wade, March 3, 2022
An accident, by definition, is unexpected and unintentional. No one can truly prepare for an automobile accident. Car accidents are scary, dangerous, and sometimes even fatal. No one wants to get in a car accident, but no one knows just when they will occur.In all likelihood, everyone will find themselves in a situation involving a car accident at least once in their life. Maybe it’s a fender bender, or perhaps it’s something worse. Either way, you are going to need to know what to do, should that day come.
It is essential to educate yourself as to the proper procedures following a car accident. That way, no matter how much adrenaline may be coursing through your body, you can remain calm knowing what step you should take next.
Seeking legal representation is a crucial step if you are involved in a car accident. In the unfortunate case of a car accident, you’ll need to hire a reputable car accident attorney to obtain the compensation and justice you deserve.
How do insurance companies investigate a car accident claim?
The most important factor insurance companies use in determining what actually happened is the police report. Individual claims from each party involved may conflict with other information or contain personal bias. Therefore, insurers use the official police report as a cornerstone for figuring out fault. Additionally, insurers also use any evidence gathered by you to support any claims of fault or deniability further.
Taking photos of the scene and all cars involved, gathering information from other drivers and witnesses, and any other pertinent info can help insurers properly assess the situation. One thing you do not want to do when cooperating with the police and insurance companies is to admit you are at fault. Even if you think you may be the at-fault driver, you may be unaware of other factors that could be the real cause of your accident.
Give only facts and relevant information and let the insurers come to their own objective conclusions.
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