{"id":11066,"date":"2021-07-14T00:00:00","date_gmt":"2021-07-14T00:00:00","guid":{"rendered":"https:\/\/azaccident.com\/negotiating-a-claim-with-an-insurance-company\/"},"modified":"2026-04-24T03:23:10","modified_gmt":"2026-04-24T03:23:10","slug":"negociando-una-reclamacion-con-una-compania-de-seguros","status":"publish","type":"post","link":"https:\/\/azaccident.com\/es\/negociando-una-reclamacion-con-una-compania-de-seguros\/","title":{"rendered":"Negociando una reclamaci\u00f3n con una compa\u00f1\u00eda de seguros"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"11066\" class=\"elementor elementor-11066 elementor-8662\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7eec59a9 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7eec59a9\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-64f9492a\" data-id=\"64f9492a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-34080b3 elementor-widget elementor-widget-text-editor\" data-id=\"34080b3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<em>Escrito por: Michael Wade, 10 de julio de 2021<\/em>\n\nSi has estado en un accidente automovil\u00edstico u otro tipo de accidente, es posible que hayas recibido ofertas de la compa\u00f1\u00eda de seguros para resolver tus reclamaciones. La compa\u00f1\u00eda de seguros puede haberte hecho lo que piensas que es una gran oferta. Es posible que hayan enviado a un ajustador de seguros a tu casa r\u00e1pidamente despu\u00e9s del accidente con una oferta para firmar de inmediato.\n\nSin embargo, no debes aceptar la oferta inicial que te haga un ajustador de seguros despu\u00e9s de un accidente. El trabajo de un ajustador de seguros es limitar el pago de la compa\u00f1\u00eda de seguros, no ofrecerte una oferta justa. Adem\u00e1s, si te lesionaste en el <a href=\"https:\/\/azaccident.com\/car-accident-lawyer\/\"><strong>accidente automovil\u00edstico<\/strong><\/a>, puede que pase varios meses o a\u00f1os antes de que tu tratamiento termine. Si negocias de inmediato, no podr\u00e1s volver m\u00e1s tarde y solicitar m\u00e1s dinero cuando tus costos m\u00e9dicos resulten ser m\u00e1s altos de lo que pensabas.\n\nEn cambio, realmente deber\u00edas negociar con la compa\u00f1\u00eda de seguros despu\u00e9s de haber alcanzado una condici\u00f3n previa al accidente. Puede que desees tener primero una idea de cu\u00e1nto vale tu reclamaci\u00f3n. Esta informaci\u00f3n depende mucho de tu situaci\u00f3n particular, pero debes tener en cuenta todos tus costos, incluidos los da\u00f1os a tu autom\u00f3vil, los gastos m\u00e9dicos y los salarios perdidos. Tambi\u00e9n podr\u00edas considerar preguntar sobre da\u00f1os por dolor y sufrimiento u otros da\u00f1os no monetarios que tengas. Mant\u00e9n esa cifra en mente durante tus discusiones.\n\nCuando el ajustador de seguros presente la oferta, puede ser rid\u00edculamente baja. P\u00eddele al ajustador que te d\u00e9 informaci\u00f3n sobre c\u00f3mo calcul\u00f3 esa oferta y toma notas sobre la informaci\u00f3n que obtengas. Luego, escribe una carta al ajustador que responda a cada uno de los elementos que \u00e9l o ella mencion\u00f3 al determinar el acuerdo. En la carta, enfatiza cada una de las afirmaciones m\u00e1s fuertes que tengas para un acuerdo mayor. Despu\u00e9s de que el ajustador de seguros haya tenido la oportunidad de recibir y procesar la carta, intenta renegociar. Cada vez que llegues a un acuerdo, pon el acuerdo por escrito.\n\nDependiendo de la situaci\u00f3n involucrada en tu accidente, es posible que puedas obtener compensaci\u00f3n de la compa\u00f1\u00eda de seguros del otro conductor, de tu compa\u00f1\u00eda de seguros, del propio conductor, del due\u00f1o del autom\u00f3vil o del empleador del conductor que caus\u00f3 el accidente. Es posible que tengas derecho a una compensaci\u00f3n no solo por los da\u00f1os a tu veh\u00edculo, sino tambi\u00e9n por tus gastos m\u00e9dicos (incluidos los gastos futuros que se espera que ocurran como resultado del accidente), salarios perdidos y otros gastos.\n\nEs probable que la compa\u00f1\u00eda de seguros del otro conductor se comunique contigo y te ofrezca un acuerdo. Te instar\u00e1n a que aceptes el acuerdo r\u00e1pidamente, y es posible que te sientas presionado a hacerlo. Despu\u00e9s de todo, probablemente tengas cuentas por pagar como resultado del accidente y probablemente quieras dejar el asunto atr\u00e1s. Sin embargo, la compa\u00f1\u00eda de seguros no est\u00e1 velando por tus mejores intereses. En cambio, quieren que resuelvas la situaci\u00f3n por la menor cantidad posible para maximizar las ganancias de su compa\u00f1\u00eda. Si tienes gastos m\u00e9dicos futuros u otros gastos de tu bolsillo, no ser\u00e1 posible obtener compensaci\u00f3n por esos despu\u00e9s de haber resuelto el caso.\n\n<a href=\"https:\/\/azaccident.com\/\"><strong>Wade &amp; Nysather<\/strong><\/a>, P.C. maneja reclamos por lesiones personales sobre una base de honorarios de contingencia, no pagas a menos que ganemos tu caso.\n\nCon una base de contingencia, los clientes pagan a su abogado mediante un acuerdo de que un cierto porcentaje de la cantidad de la reclamaci\u00f3n del cliente podr\u00eda ser entregado al abogado como su honorarios. Desde el punto de vista del cliente, ser\u00eda muy conveniente tener una base de contingencia porque no tienen que preocuparse por los honorarios del abogado sea cual sea el resultado del caso.\n\nSi has estado lesionado en un accidente, te animamos a que nos llames para una consulta gratuita, transparente y honesta con uno de nuestros abogados experimentados. Tenemos m\u00e1s de 25 a\u00f1os de experiencia manejando casos de lesiones personales. Ll\u00e1manos hoy al <strong>(<a href=\"tel:602-547-2222\">602) 547-2222<\/a><\/strong>.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Written by: Michael Wade, July 10, 2021 If you were in an automobile accident or another kind of accident, you might have had offers from the insurance company to settle your claims. The insurance company may have made what you think is a great offer. They might have dispatched an insurance adjuster over to your [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":2419,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-11066","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Settle Your Claim with an Insurance Company. Our Attorneys can Help You<\/title>\n<meta name=\"description\" content=\"Wade &amp; Nysather AZ Accident Attorneys will bargain with the insurance company on your behalf to secure the highest settlement amount for your damages. Call or Text 602-755-7806\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/azaccident.com\/es\/negociando-una-reclamacion-con-una-compania-de-seguros\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Settle Your Claim with an Insurance Company. Our Attorneys can Help You\" \/>\n<meta property=\"og:description\" content=\"Wade &amp; Nysather AZ Accident Attorneys will bargain with the insurance company on your behalf to secure the highest settlement amount for your damages. Call or Text 602-755-7806\" \/>\n<meta property=\"og:url\" content=\"https:\/\/azaccident.com\/es\/negociando-una-reclamacion-con-una-compania-de-seguros\/\" \/>\n<meta property=\"og:site_name\" content=\"azaccident\" \/>\n<meta property=\"article:published_time\" content=\"2021-07-14T00:00:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-04-24T03:23:10+00:00\" \/>\n<meta name=\"author\" content=\"mikenysather\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"mikenysather\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/azaccident.com\\\/es\\\/negociando-una-reclamacion-con-una-compania-de-seguros\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/azaccident.com\\\/es\\\/negociando-una-reclamacion-con-una-compania-de-seguros\\\/\"},\"author\":{\"name\":\"mikenysather\",\"@id\":\"https:\\\/\\\/azaccident.com\\\/es\\\/#\\\/schema\\\/person\\\/8c48afa533cd06c85990d7968cadd672\"},\"headline\":\"Negociando una reclamaci\u00f3n con una compa\u00f1\u00eda de seguros\",\"datePublished\":\"2021-07-14T00:00:00+00:00\",\"dateModified\":\"2026-04-24T03:23:10+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/azaccident.com\\\/es\\\/negociando-una-reclamacion-con-una-compania-de-seguros\\\/\"},\"wordCount\":679,\"commentCount\":0,\"image\":{\"@id\":\"https:\\\/\\\/azaccident.com\\\/es\\\/negociando-una-reclamacion-con-una-compania-de-seguros\\\/#primaryimage\"},\"thumbnailUrl\":\"\",\"articleSection\":[\"Uncategorized\"],\"inLanguage\":\"es\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/azaccident.com\\\/es\\\/negociando-una-reclamacion-con-una-compania-de-seguros\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/azaccident.com\\\/es\\\/negociando-una-reclamacion-con-una-compania-de-seguros\\\/\",\"url\":\"https:\\\/\\\/azaccident.com\\\/es\\\/negociando-una-reclamacion-con-una-compania-de-seguros\\\/\",\"name\":\"Settle Your Claim with an Insurance Company. Our Attorneys can Help You\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/azaccident.com\\\/es\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/azaccident.com\\\/es\\\/negociando-una-reclamacion-con-una-compania-de-seguros\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/azaccident.com\\\/es\\\/negociando-una-reclamacion-con-una-compania-de-seguros\\\/#primaryimage\"},\"thumbnailUrl\":\"\",\"datePublished\":\"2021-07-14T00:00:00+00:00\",\"dateModified\":\"2026-04-24T03:23:10+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/azaccident.com\\\/es\\\/#\\\/schema\\\/person\\\/8c48afa533cd06c85990d7968cadd672\"},\"description\":\"Wade & Nysather AZ Accident Attorneys will bargain with the insurance company on your behalf to secure the highest settlement amount for your damages. Call or Text 602-755-7806\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/azaccident.com\\\/es\\\/negociando-una-reclamacion-con-una-compania-de-seguros\\\/#breadcrumb\"},\"inLanguage\":\"es\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/azaccident.com\\\/es\\\/negociando-una-reclamacion-con-una-compania-de-seguros\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\\\/\\\/azaccident.com\\\/es\\\/negociando-una-reclamacion-con-una-compania-de-seguros\\\/#primaryimage\",\"url\":\"\",\"contentUrl\":\"\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/azaccident.com\\\/es\\\/negociando-una-reclamacion-con-una-compania-de-seguros\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/azaccident.com\\\/es\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Negociando una reclamaci\u00f3n con una compa\u00f1\u00eda de seguros\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/azaccident.com\\\/es\\\/#website\",\"url\":\"https:\\\/\\\/azaccident.com\\\/es\\\/\",\"name\":\"azaccident\",\"description\":\"AZ Accident Attorneys\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/azaccident.com\\\/es\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"es\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/azaccident.com\\\/es\\\/#\\\/schema\\\/person\\\/8c48afa533cd06c85990d7968cadd672\",\"name\":\"mikenysather\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/?s=96&d=mm&r=g\",\"caption\":\"mikenysather\"},\"url\":\"https:\\\/\\\/azaccident.com\\\/es\\\/author\\\/mikenysather\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Settle Your Claim with an Insurance Company. Our Attorneys can Help You","description":"Wade & Nysather AZ Accident Attorneys will bargain with the insurance company on your behalf to secure the highest settlement amount for your damages. Call or Text 602-755-7806","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/azaccident.com\/es\/negociando-una-reclamacion-con-una-compania-de-seguros\/","og_locale":"es_ES","og_type":"article","og_title":"Settle Your Claim with an Insurance Company. Our Attorneys can Help You","og_description":"Wade & Nysather AZ Accident Attorneys will bargain with the insurance company on your behalf to secure the highest settlement amount for your damages. Call or Text 602-755-7806","og_url":"https:\/\/azaccident.com\/es\/negociando-una-reclamacion-con-una-compania-de-seguros\/","og_site_name":"azaccident","article_published_time":"2021-07-14T00:00:00+00:00","article_modified_time":"2026-04-24T03:23:10+00:00","author":"mikenysather","twitter_card":"summary_large_image","twitter_misc":{"Escrito por":"mikenysather","Tiempo de lectura":"3 minutos"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/azaccident.com\/es\/negociando-una-reclamacion-con-una-compania-de-seguros\/#article","isPartOf":{"@id":"https:\/\/azaccident.com\/es\/negociando-una-reclamacion-con-una-compania-de-seguros\/"},"author":{"name":"mikenysather","@id":"https:\/\/azaccident.com\/es\/#\/schema\/person\/8c48afa533cd06c85990d7968cadd672"},"headline":"Negociando una reclamaci\u00f3n con una compa\u00f1\u00eda de seguros","datePublished":"2021-07-14T00:00:00+00:00","dateModified":"2026-04-24T03:23:10+00:00","mainEntityOfPage":{"@id":"https:\/\/azaccident.com\/es\/negociando-una-reclamacion-con-una-compania-de-seguros\/"},"wordCount":679,"commentCount":0,"image":{"@id":"https:\/\/azaccident.com\/es\/negociando-una-reclamacion-con-una-compania-de-seguros\/#primaryimage"},"thumbnailUrl":"","articleSection":["Uncategorized"],"inLanguage":"es","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/azaccident.com\/es\/negociando-una-reclamacion-con-una-compania-de-seguros\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/azaccident.com\/es\/negociando-una-reclamacion-con-una-compania-de-seguros\/","url":"https:\/\/azaccident.com\/es\/negociando-una-reclamacion-con-una-compania-de-seguros\/","name":"Settle Your Claim with an Insurance Company. Our Attorneys can Help You","isPartOf":{"@id":"https:\/\/azaccident.com\/es\/#website"},"primaryImageOfPage":{"@id":"https:\/\/azaccident.com\/es\/negociando-una-reclamacion-con-una-compania-de-seguros\/#primaryimage"},"image":{"@id":"https:\/\/azaccident.com\/es\/negociando-una-reclamacion-con-una-compania-de-seguros\/#primaryimage"},"thumbnailUrl":"","datePublished":"2021-07-14T00:00:00+00:00","dateModified":"2026-04-24T03:23:10+00:00","author":{"@id":"https:\/\/azaccident.com\/es\/#\/schema\/person\/8c48afa533cd06c85990d7968cadd672"},"description":"Wade & Nysather AZ Accident Attorneys will bargain with the insurance company on your behalf to secure the highest settlement amount for your damages. Call or Text 602-755-7806","breadcrumb":{"@id":"https:\/\/azaccident.com\/es\/negociando-una-reclamacion-con-una-compania-de-seguros\/#breadcrumb"},"inLanguage":"es","potentialAction":[{"@type":"ReadAction","target":["https:\/\/azaccident.com\/es\/negociando-una-reclamacion-con-una-compania-de-seguros\/"]}]},{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/azaccident.com\/es\/negociando-una-reclamacion-con-una-compania-de-seguros\/#primaryimage","url":"","contentUrl":""},{"@type":"BreadcrumbList","@id":"https:\/\/azaccident.com\/es\/negociando-una-reclamacion-con-una-compania-de-seguros\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/azaccident.com\/es\/"},{"@type":"ListItem","position":2,"name":"Negociando una reclamaci\u00f3n con una compa\u00f1\u00eda de seguros"}]},{"@type":"WebSite","@id":"https:\/\/azaccident.com\/es\/#website","url":"https:\/\/azaccident.com\/es\/","name":"azaccident","description":"AZ Accident Attorneys","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/azaccident.com\/es\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"es"},{"@type":"Person","@id":"https:\/\/azaccident.com\/es\/#\/schema\/person\/8c48afa533cd06c85990d7968cadd672","name":"mikenysather","image":{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/secure.gravatar.com\/avatar\/?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/?s=96&d=mm&r=g","caption":"mikenysather"},"url":"https:\/\/azaccident.com\/es\/author\/mikenysather\/"}]}},"jetpack_featured_media_url":"","_links":{"self":[{"href":"https:\/\/azaccident.com\/es\/wp-json\/wp\/v2\/posts\/11066","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/azaccident.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/azaccident.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/azaccident.com\/es\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/azaccident.com\/es\/wp-json\/wp\/v2\/comments?post=11066"}],"version-history":[{"count":1,"href":"https:\/\/azaccident.com\/es\/wp-json\/wp\/v2\/posts\/11066\/revisions"}],"predecessor-version":[{"id":11319,"href":"https:\/\/azaccident.com\/es\/wp-json\/wp\/v2\/posts\/11066\/revisions\/11319"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/azaccident.com\/es\/wp-json\/"}],"wp:attachment":[{"href":"https:\/\/azaccident.com\/es\/wp-json\/wp\/v2\/media?parent=11066"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/azaccident.com\/es\/wp-json\/wp\/v2\/categories?post=11066"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/azaccident.com\/es\/wp-json\/wp\/v2\/tags?post=11066"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}